Is 2.5% Interest Low Enough For You?

Pawn rates are not excessive.  A collateral loan is many times cheaper than using a credit card.  To provide their service, all lenders must charge rates commensurate with the size and duration of the loan, collateral, risk and recourse. Pawn transactions are small-dollar, short-term loans with no hidden charges.

In California the pawn interest rate is controlled across the entire state.  

There is a 2.5% interest rate charge per month on the principle (loan amount) on loans including but not more than $225.00; 

2% interest rate charge per month on the principle (loan amount) of loans written for more than $225.00 including but not more than $899.00; 

1.5% interest rate charge on the principle (loan amount) on loans written for more than $900 including but not more than $1,649.00; 

1% interest rate charge on the principle (loan amount) on loans written between the amounts of $1,650.00 and $2,499.00. 

THE CHEAPEST LOAN BECAUSE YOU DONT MAKE A PAYMENT FOR 4 MONTHS.

How can I be sure the merchandise I purchase at a pawn store isn't stolen?

Less than 1/10 of one percent of all pawned merchandise is identified as stolen goods. That’s because customers must provide positive identification and a complete description of the merchandise. This information is then regularly transmitted to law enforcement, which dramatically decreases the likelihood that a thief would bring stolen merchandise to a pawn store. 

If you personally have been a victim of burglary please stop by our office to receive a free guide with step by step instructions on what to do to increase your chances of recovery.  Together we work with law enforcement to not only ensure we do not ever buy stollen merchandise but also educate and in some cases stop other business who may not have the same security checks in place to ensure an item they are purchasing is not stolen.

How Do YOu Determine The Value?Of My Item?

Pawn shops base the value of the item on current appraised value, its current condition and the ability to sell the item. Pawnbrokers use research tools that they have at their disposal to determine an item’s value and get you the most money for the item.  The appraisal process varies depending on the type of item—for example, jewelry is evaluated differently than a DVD player.  All items that pawn shops buy or pawn are tested to ensure that they work properly. 

We Are Here To Help You Pay Your Bills!

In today's diverse society, many people depend on pawnbrokers like Calaveras Coin & Pawn to help them meet those daily financial needs not met by other financial institutions. Our customers represent the working families of America who have an unexpected need for short term cash. Pawn loans keep the electricity on, the rent paid, and cars working and full of gasoline.

Today Calaveras Coin & Pawn is a small family run business. However this growing, competitive industry is working hard to upgrade the image of pawnbrokers and to offer needed services to the public.

We Are Here To Help You.  Call us at 209-677-PAWN or stop by our newly expanded showroom at 1283 S Main St. in Historic Downtown Angels Camp.

How Much Should I Expect For A Loan On My Item?

Loan amounts vary according to the value of the item.  There is no minimum dollar amount allowed on a pawn transaction but the maximum amount may be set by state pawn laws.  Your loan amount will be determined according to other factors as well such as demand and condition of the item.  Not all pawn stores are the same and price will vary.  

Trade in Your Flat Screen TV for a Loan or Sell For Cash!

   Did you know that Calaveras Coin & Pawn not only sells electronics but we also pawn (give you a loan for 4 months while we keep your TV in storage) or sell outright for cash?  So call us at 209-677-PAWN or visit us at 1283 S Main St. in downtown Angels Camp.

Bring In Your Flat Screen TV, 

Monitor or Game Console System for 

CASH ON THE SPOT!